/* ============================================
   LUOTTOHAKEMUS.FI - Premium Banking Theme
   State-of-the-Art Design System
   Inspired by Stripe, Lovable, Linear
   ============================================ */

/* CSS Custom Properties */
:root {
    /* Primary Colors - Rich Navy (slightly lighter for better appeal) */
    --color-navy-950: #0a101f;
    --color-navy-900: #111827;
    --color-navy-800: #1f2937;
    --color-navy-700: #334155;
    --color-navy-600: #475569;
    --color-navy-500: #64748b;

    /* Unified Accent Blue - Single primary blue for consistency */
    --color-primary: #2563eb;
    --color-primary-hover: #1d4ed8;
    --color-primary-light: #3b82f6;
    --color-primary-subtle: #dbeafe;
    --color-primary-muted: #eff6ff;

    /* Success/Trust Green */
    --color-success: #10b981;
    --color-success-light: #34d399;
    --color-success-dark: #059669;

    /* Neutral Grays */
    --color-gray-50: #f8fafc;
    --color-gray-100: #f1f5f9;
    --color-gray-200: #e2e8f0;
    --color-gray-300: #cbd5e1;
    --color-gray-400: #94a3b8;
    --color-gray-500: #64748b;
    --color-gray-600: #475569;
    --color-gray-700: #334155;
    --color-gray-800: #1e293b;
    --color-gray-900: #0f172a;

    /* Typography */
    --font-display: 'Plus Jakarta Sans', system-ui, sans-serif;
    --font-body: 'Plus Jakarta Sans', system-ui, sans-serif;

    /* Premium Shadows */
    --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
    --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
    --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
    --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.1), 0 8px 10px -6px rgb(0 0 0 / 0.1);
    --shadow-2xl: 0 25px 50px -12px rgb(0 0 0 / 0.25);
    --shadow-card: 0 4px 24px -4px rgb(0 0 0 / 0.12);
    --shadow-glow: 0 0 40px -10px rgba(37, 99, 235, 0.4);
    --shadow-glow-success: 0 0 30px -8px rgba(16, 185, 129, 0.4);

    /* Border Radius */
    --radius-sm: 0.375rem;
    --radius-md: 0.5rem;
    --radius-lg: 0.75rem;
    --radius-xl: 1rem;
    --radius-2xl: 1.25rem;
    --radius-3xl: 1.5rem;
    --radius-full: 9999px;

    /* Transitions */
    --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
    --transition-base: 200ms cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: 300ms cubic-bezier(0.4, 0, 0.2, 1);
    --transition-spring: 500ms cubic-bezier(0.34, 1.56, 0.64, 1);
}

/* Base Styles */
*, *::before, *::after {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-body);
    color: var(--color-gray-700);
    line-height: 1.6;
    background-color: #ffffff;
    margin: 0;
    padding: 0;
    overflow-x: hidden;
}

/* ============================================
   TYPOGRAPHY
   ============================================ */

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-display);
    font-weight: 700;
    color: var(--color-navy-900);
    line-height: 1.2;
    margin: 0;
}

h1 {
    font-size: clamp(2rem, 5vw, 3rem);
}

h2 {
    font-size: clamp(1.75rem, 4vw, 2.25rem);
}

h3 {
    font-size: clamp(1.25rem, 3vw, 1.5rem);
}

h4 {
    font-size: 1.125rem;
}

p {
    margin: 0;
    color: var(--color-gray-600);
}

a {
    color: var(--color-primary);
    text-decoration: none;
    transition: color var(--transition-fast);
}

a:hover {
    color: var(--color-primary-hover);
}

/* ============================================
   LOGO - Premium SaaS/Bank Style
   ============================================ */

.logo {
    display: flex;
    align-items: center;
    gap: 0.25rem;
    text-decoration: none;
    transition: transform var(--transition-base), opacity var(--transition-base);
}

.logo:hover {
    transform: translateY(-1px);
    opacity: 0.9;
}

.logo-mark {
    width: 28px;
    height: 34px;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    flex-shrink: 0;
}

.logo:hover .logo-mark {
    filter: drop-shadow(0 2px 8px rgba(37, 99, 235, 0.3));
}

.logo-mark svg {
    width: 100%;
    height: 100%;
}

.logo-wordmark {
    font-family: var(--font-display);
    font-weight: 800;
    font-size: 1.3rem;
    letter-spacing: -0.03em;
    color: #0f172a;
}

.logo-wordmark span {
    font-weight: 800;
    color: #334155;
}

.logo-tld {
    font-size: 0.7em;
    font-weight: 700;
    color: #1b7aef !important;
}

/* Footer logo variant */
.footer .logo-wordmark {
    color: #ffffff;
}

.footer .logo-wordmark span {
    color: #cbd5e1;
}

.footer .logo-tld {
    color: #35a4fd !important;
}

/* ============================================
   NAVIGATION
   ============================================ */

.nav-wrapper {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 1);
    backdrop-filter: blur(20px) saturate(180%);
    -webkit-backdrop-filter: blur(20px) saturate(180%);
    border-bottom: 1px solid rgba(0, 0, 0, 0.04);
    transition: all var(--transition-base);
}

.nav-wrapper.scrolled {
    background: rgba(255, 255, 255, 0.95);
    box-shadow: 0 1px 3px 0 rgb(0 0 0 / 0.05), 0 1px 2px -1px rgb(0 0 0 / 0.05);
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 68px;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.nav-link {
    font-weight: 500;
    font-size: 0.9375rem;
    color: var(--color-gray-600);
    transition: all var(--transition-fast);
    padding: 0.5rem 0.875rem;
    border-radius: var(--radius-lg);
    white-space: nowrap;
}

.nav-link:hover {
    color: var(--color-navy-900);
    background: var(--color-gray-50);
}

/* Nav CTA Button */
.nav-cta {
    display: inline-flex;
    align-items: center;
    gap: 0.375rem;
    padding: 0.5rem 1.125rem;
    background: var(--color-navy-900);
    color: white;
    font-weight: 600;
    font-size: 0.875rem;
    border: none;
    border-radius: var(--radius-full);
    transition: all var(--transition-fast);
    white-space: nowrap;
    margin-left: 0.5rem;
}

.nav-cta:hover {
    background: var(--color-navy-800);
    color: white;
    transform: translateY(-1px);
    box-shadow: 0 4px 12px -4px rgba(15, 23, 42, 0.3);
}

.nav-cta svg {
    width: 14px;
    height: 14px;
    transition: transform var(--transition-fast);
}

.nav-cta:hover svg {
    transform: translateX(2px);
}

/* Mobile Menu */
.mobile-menu-btn {
    display: none;
    width: 40px;
    height: 40px;
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
    border-radius: var(--radius-lg);
    transition: background var(--transition-fast);
}

.mobile-menu-btn:hover {
    background: var(--color-gray-100);
}

.mobile-menu-btn svg {
    width: 24px;
    height: 24px;
    color: var(--color-navy-900);
}

.mobile-menu {
    display: none;
    position: fixed;
    top: 68px;
    left: 0;
    right: 0;
    background: white;
    border-bottom: 1px solid var(--color-gray-200);
    padding: 1rem;
    box-shadow: var(--shadow-lg);
    z-index: 999;
    visibility: hidden;
    opacity: 0;
    transform: translateY(-10px);
    transition: all var(--transition-base);
}

.mobile-menu.active {
    visibility: visible;
    opacity: 1;
    transform: translateY(0);
}

.mobile-menu .nav-link {
    display: block;
    padding: 0.875rem 1rem;
    border-radius: var(--radius-lg);
}

.mobile-menu .nav-link:hover {
    background: var(--color-gray-50);
}

.mobile-menu .nav-cta {
    width: 100%;
    justify-content: center;
    margin-top: 0.75rem;
    margin-left: 0;
    padding: 0.875rem;
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
    }

    .mobile-menu-btn {
        display: flex;
        align-items: center;
        justify-content: center;
    }

    .mobile-menu {
        display: block;
    }
}

/* ============================================
   HERO SECTION - Concept A: The Confidence Builder
   ============================================ */

.hero {
    position: relative;
    padding: 100px 0 50px;
    overflow: hidden;
    min-height: auto;
    background: #050a15;
}

@media (min-width: 1024px) {
    .hero {
        padding: 110px 0 60px;
    }
}

/* Dynamic Background Container */
.hero-bg {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    overflow: hidden;
}

/* Base gradient - Aurora inspired */
.hero-bg-gradient {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(ellipse 80% 50% at 50% -20%, rgba(56, 189, 248, 0.15) 0%, transparent 50%),
    radial-gradient(ellipse 60% 40% at 90% 20%, rgba(129, 140, 248, 0.2) 0%, transparent 50%),
    radial-gradient(ellipse 50% 35% at 10% 60%, rgba(52, 211, 153, 0.12) 0%, transparent 50%),
    radial-gradient(ellipse 40% 30% at 70% 80%, rgba(251, 146, 60, 0.08) 0%, transparent 50%),
    linear-gradient(180deg, #050a15 0%, #0a1628 40%, #0f172a 100%);
}

/* Floating orbs - animated */
.hero-bg-orb {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    opacity: 0.6;
    animation: orbFloat 20s ease-in-out infinite;
}

.hero-bg-orb-1 {
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(59, 130, 246, 0.4) 0%, transparent 70%);
    top: -20%;
    right: -10%;
    animation-delay: 0s;
}

.hero-bg-orb-2 {
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(139, 92, 246, 0.35) 0%, transparent 70%);
    top: 40%;
    left: -15%;
    animation-delay: -7s;
    animation-duration: 25s;
}

.hero-bg-orb-3 {
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(16, 185, 129, 0.25) 0%, transparent 70%);
    bottom: -10%;
    right: 20%;
    animation-delay: -14s;
    animation-duration: 22s;
}

@keyframes orbFloat {
    0%, 100% {
        transform: translate(0, 0) scale(1);
    }
    25% {
        transform: translate(30px, -20px) scale(1.05);
    }
    50% {
        transform: translate(-20px, 30px) scale(0.95);
    }
    75% {
        transform: translate(20px, 20px) scale(1.02);
    }
}

/* Subtle grid overlay */
.hero-bg-grid {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: linear-gradient(rgba(255, 255, 255, 0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.03) 1px, transparent 1px);
    background-size: 60px 60px;
    mask-image: radial-gradient(ellipse 80% 60% at 50% 30%, black 0%, transparent 70%);
    -webkit-mask-image: radial-gradient(ellipse 80% 60% at 50% 30%, black 0%, transparent 70%);
}

/* Noise texture for depth */
.hero-bg-noise {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    opacity: 0.4;
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)'/%3E%3C/svg%3E");
    mix-blend-mode: overlay;
    pointer-events: none;
}

.hero-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
    position: relative;
    z-index: 2;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 2.5rem;
    align-items: center;
}

@media (min-width: 1024px) {
    .hero-grid {
        grid-template-columns: 1fr 440px;
        gap: 3rem;
    }
}

@media (min-width: 1280px) {
    .hero-grid {
        grid-template-columns: 1fr 460px;
        gap: 4rem;
    }
}

/* Mobile: Form first, content second */
@media (max-width: 1023px) {
    .hero-grid {
        display: flex;
        flex-direction: column;
    }

    .hero-form-wrapper {
        order: 1;
    }

    .hero-content {
        order: 2;
    }
}

@media (min-width: 1440px) {
    .hero-grid {
        grid-template-columns: 1fr 560px;
        gap: 4rem;
    }
}

.hero-content {
    color: white;
}

/* ============================================
   HERO HEADLINE - Dramatic Layout
   ============================================ */

.hero-headline {
    margin-bottom: 1.75rem;
    animation: heroSlideIn 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Eyebrow - Small intro text */
.hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 0.625rem;
    margin-bottom: 1rem;
    font-size: 0.8125rem;
    font-weight: 600;
    color: #35a4fd;
    text-transform: uppercase;
    letter-spacing: 0.1em;
}

.hero-eyebrow-dot {
    width: 8px;
    height: 8px;
    background: var(--color-success);
    border-radius: 50%;
    animation: pulse 2s ease-in-out infinite;
    box-shadow: 0 0 12px rgba(16, 185, 129, 0.6);
}

@keyframes pulse {
    0%, 100% {
        opacity: 1;
        transform: scale(1);
    }
    50% {
        opacity: 0.7;
        transform: scale(1.1);
    }
}

/* Main Title */
.hero-title {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

/* The big number */
.hero-title-number {
    font-size: clamp(3.5rem, 10vw, 6rem);
    font-weight: 800;
    line-height: 1;
    letter-spacing: -0.04em;
    background: linear-gradient(135deg, #ffffff 0%, #1997fd 20%, #1e4fd9 60%, var(--color-primary) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    display: inline-block;
}

.hero-counter {
    font-variant-numeric: tabular-nums;
}

.hero-counter-plus {
    font-size: 0.7em;
    vertical-align: super;
    margin-left: -0.1em;
}

/* The label under the number */
.hero-title-label {
    font-size: clamp(1.25rem, 3vw, 1.75rem);
    font-weight: 600;
    line-height: 1.35;
    color: var(--color-gray-200);
    letter-spacing: -0.01em;
}

/* Value Proposition Description */
.hero-description {
    font-size: 1.0625rem;
    color: var(--color-gray-400);
    margin-bottom: 1.75rem;
    max-width: 480px;
    line-height: 1.75;
    letter-spacing: 0.01em;
    animation: heroSlideIn 0.8s cubic-bezier(0.16, 1, 0.3, 1) 0.1s both;
}

.hero-description strong {
    color: var(--color-gray-100);
    font-weight: 600;
}

/* Trust Row - Horizontal badges */
.hero-trust-row {
    display: flex;
    flex-wrap: wrap;
    gap: 0.625rem;
    animation: heroSlideIn 0.8s cubic-bezier(0.16, 1, 0.3, 1) 0.2s both;
}

.hero-trust-item {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.5rem 0.875rem;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--radius-full);
    font-size: 0.8125rem;
    font-weight: 600;
    color: var(--color-gray-300);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    transition: all var(--transition-fast);
}

.hero-trust-item:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.15);
    color: var(--color-gray-100);
    transform: translateY(-1px);
}

.hero-trust-item svg {
    width: 16px;
    height: 16px;
    color: var(--color-success);
}

@keyframes heroSlideIn {
    from {
        opacity: 0;
        transform: translateY(24px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}


.hero-form-wrapper {
    position: relative;
    z-index: 3;
}

.hero-form-card {
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-radius: var(--radius-2xl);
    border: 1px solid rgba(255, 255, 255, 0.6);
    padding: 2rem;
    position: relative;
    overflow: hidden;
    animation: formCardEnter 0.7s cubic-bezier(0.16, 1, 0.3, 1) 0.1s both;
    box-shadow: 0 0 0 1px rgba(99, 102, 241, 0.08),
    0 24px 48px -12px rgba(0, 0, 0, 0.2),
    0 0 60px -20px rgba(99, 102, 241, 0.35),
    inset 0 1px 0 rgba(255, 255, 255, 1);
    scroll-margin-top: 100px;
}

.hero-form-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent 0%, rgba(99, 102, 241, 0.3) 50%, transparent 100%);
}

.hero-form-card::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 40%;
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.4) 0%, transparent 100%);
    pointer-events: none;
    border-radius: var(--radius-2xl) var(--radius-2xl) 0 0;
}

/* Subtle inner top highlight */
.hero-form-card::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 50%;
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.6) 0%, transparent 100%);
    border-radius: var(--radius-2xl) var(--radius-2xl) 0 0;
    pointer-events: none;
}

/* Shared keyframes */
@keyframes formCardEnter {
    from {
        opacity: 0;
        transform: translateY(24px) scale(0.98);
    }
    to {
        opacity: 1;
        transform: translateY(0) scale(1);
    }
}

@media (min-width: 1024px) {
    .form-title {
        font-size: 1.8rem;
    }

    .hero-form-card {
        padding: 2.25rem;
    }
}

/* ============================================
   FORM HEADER - Bold with gradient title
   ============================================ */
.form-header {
    margin-bottom: 1.75rem;
    text-align: center;
    position: relative;
    z-index: 1;
}

.form-title {
    font-size: 1.6rem;
    font-weight: 800;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-bottom: 0.5rem;
    line-height: 1.2;
    letter-spacing: -0.02em;
}

.form-subtitle {
    color: var(--color-gray-500);
    font-size: 0.9375rem;
    letter-spacing: 0.01em;
    line-height: 1.5;
}

.form-group {
    margin-bottom: 1rem;
}

.form-field {
    display: flex;
    flex-direction: column;
}

.form-label {
    /*display: block;*/
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--color-gray-600);
    margin-bottom: 0.375rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    display: none;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.875rem;
}

.form-input-wrapper {
    position: relative;
}

/* Icon container - Premium styling */
.form-input-icon {
    position: absolute;
    left: 0.875rem;
    top: 50%;
    transform: translateY(-50%);
    width: 1.25rem;
    height: 1.25rem;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-gray-400);
    pointer-events: none;
    transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
}

.form-input-icon svg {
    width: 1.125rem;
    height: 1.125rem;
    transition: transform 0.2s cubic-bezier(0.4, 0, 0.2, 1);
}

.form-input-wrapper:focus-within .form-input-icon {
    color: var(--color-primary);
}

.form-input-wrapper:focus-within .form-input-icon svg {
    transform: scale(1.1);
}

.form-input-wrapper:hover .form-input-icon {
    color: rgba(99, 102, 241, 0.7);
}

/* Premium inputs - State of the art styling */
.form-input,
.form-select {
    width: 100%;
    padding: 1.125rem 1.25rem 1.125rem 3rem;
    border: 1.5px solid rgba(148, 163, 184, 0.5);
    border-radius: var(--radius-lg);
    font-size: 0.9375rem;
    font-family: var(--font-body);
    font-weight: 600;
    color: var(--color-navy-900);
    background: linear-gradient(180deg, #ffffff 100%, #fafbfc 100%);
    transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
    appearance: none;
    -webkit-appearance: none;
    box-shadow: 0 3px 10px rgba(0, 0, 0, 0.08),
    0 1px 3px rgba(0, 0, 0, 0.02),
    inset 0 1px 0 rgba(255, 255, 255, 0.8);
}

.form-input:hover,
.form-select:hover {
    border-color: rgba(99, 102, 241, 0.5);
    background: linear-gradient(180deg, #ffffff 0%, #f8faff 100%);
    box-shadow: 0 2px 4px rgba(99, 102, 241, 0.08),
    0 4px 12px rgba(99, 102, 241, 0.06),
    0 0 0 3px rgba(99, 102, 241, 0.04),
    inset 0 1px 0 rgba(255, 255, 255, 0.9);
}

.form-select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 24 24' stroke='%236366f1'%3E%3Cpath stroke-linecap='round' stroke-linejoin='round' stroke-width='2.5' d='M19 9l-7 7-7-7'%3E%3C/path%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 0.875rem center;
    background-size: 0.875rem;
    padding-right: 2.5rem;
    cursor: pointer;
    background-color: #ffffff;
}

.form-input:focus,
.form-select:focus {
    outline: none;
    border-color: var(--color-primary);
    background: linear-gradient(180deg, #ffffff 0%, #f0f4ff 100%);
    box-shadow: 0 0 0 4px rgba(99, 102, 241, 0.12),
    0 4px 16px rgba(99, 102, 241, 0.15),
    0 1px 3px rgba(0, 0, 0, 0.04),
    inset 0 1px 0 rgba(255, 255, 255, 1);
}

.form-input::placeholder {
    color: var(--color-gray-400);
    font-weight: 500;
}

/* ============================================
   FORM ESTIMATE - Premium Display
   ============================================ */

.form-estimate {
    /*background: linear-gradient(135deg, var(--color-gray-50) 0%, rgba(241, 245, 249, 0.7) 100%);*/
    /*border: 1px solid var(--color-gray-100);*/
    /*border-radius: var(--radius-xl);*/
    /*padding: 1rem 1.125rem;*/
    margin-bottom: 1rem;
}

.estimate-main {
    display: flex;
    justify-content: space-between;
    align-items: center;
    /*margin-bottom: 0.75rem;*/
    /*padding-bottom: 0.75rem;*/
    /*border-bottom: 1px dashed var(--color-gray-200);*/
}

.estimate-label {
    font-size: 0.75rem;
    font-weight: 500;
    color: var(--color-gray-500);
    text-transform: uppercase;
    letter-spacing: 0.03em;
}

.estimate-value-savings-wrapper {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
}

.estimate-value-wrapper {
    display: flex;
    align-items: baseline;
    gap: 0.25rem;
}

.estimate-value {
    font-size: 1.75rem;
    font-weight: 800;
    color: var(--color-primary);
    letter-spacing: -0.03em;
    font-variant-numeric: tabular-nums;
    line-height: 1;
}

.estimate-currency {
    font-size: 0.9375rem;
    color: var(--color-gray-500);
}

.estimate-savings {
    display: flex;
    align-items: center;
    font-size: 0.8125rem;
    color: var(--color-success-dark);
    font-weight: 500;
    text-transform: none;
}

.estimate-label svg {
    width: 16px;
    height: 16px;
    color: var(--color-success);
    flex-shrink: 0;
    margin-left: 0.125rem;
    vertical-align: text-bottom;
}

.estimate-savings svg {
    width: 16px;
    height: 16px;
    color: var(--color-success);
    flex-shrink: 0;
}

.estimate-savings strong {
    font-weight: 700;
}

/* Checkbox */
.form-checkbox-wrapper {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-top: 1.25rem;
    margin-bottom: 1.5rem;
}

/* Custom checkbox - hide native, style custom */
.form-checkbox {
    /* Hide native checkbox but keep accessible */
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;

    /* Custom size and shape */
    width: 22px;
    height: 22px;
    min-width: 22px;
    border: 1px solid rgba(148, 163, 184, 0.6);
    border-radius: 6px;
    cursor: pointer;
    flex-shrink: 0;
    margin: 0;

    /* Premium styling */
    background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
    box-shadow: rgba(0, 0, 0, 0.08) 0px 3px 10px, rgba(0, 0, 0, 0.02) 0px 1px 3px, rgba(255, 255, 255, 0.8) 0px 1px 0px inset;
    transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);

    /* For checkmark */
    position: relative;
}

.form-checkbox::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 5px;
    height: 10px;
    border: solid white;
    border-width: 0 2.5px 2.5px 0;
    transform: translate(-50%, -60%) rotate(45deg) scale(0);
    transform-origin: center;
    transition: transform 0.15s cubic-bezier(0.4, 0, 0.2, 1);
}

.form-checkbox:hover {
    border-color: rgba(99, 102, 241, 0.6);
    background: linear-gradient(180deg, #ffffff 0%, #f0f4ff 100%);
    box-shadow: 0 2px 4px rgba(99, 102, 241, 0.1),
    0 0 0 3px rgba(99, 102, 241, 0.08),
    inset 0 1px 0 rgba(255, 255, 255, 0.9);
}

.form-checkbox:checked {
    background: linear-gradient(135deg, var(--color-primary) 0%, #4f46e5 100%);
    border-color: var(--color-primary);
    box-shadow: 0 2px 6px rgba(99, 102, 241, 0.3),
    0 0 0 3px rgba(99, 102, 241, 0.1),
    inset 0 1px 0 rgba(255, 255, 255, 0.2);
}

.form-checkbox:checked::after {
    transform: translate(-50%, -60%) rotate(45deg) scale(1);
}

.form-checkbox:focus-visible {
    outline: none;
    border-color: var(--color-primary);
    box-shadow: 0 0 0 4px rgba(99, 102, 241, 0.15),
    0 2px 4px rgba(99, 102, 241, 0.1);
}

.form-checkbox-label {
    font-size: 0.8125rem;
    color: var(--color-gray-600);
    line-height: 1.5;
    padding-top: 0.125rem;
    cursor: pointer;
}

.form-checkbox-label a {
    color: var(--color-primary);
    font-weight: 600;
    text-decoration: underline;
    text-underline-offset: 2px;
    transition: color var(--transition-fast);
}

.form-checkbox-label a:hover {
    color: var(--color-primary-hover);
}

/* ============================================
   HERO SUBMIT BUTTON - Premium CTA
   ============================================ */

.btn-hero-submit {
    width: 100%;
    padding: 1rem 1.5rem;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-hover) 100%);
    color: white;
    font-size: 1rem;
    font-weight: 700;
    border: none;
    border-radius: var(--radius-lg);
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    transition: all var(--transition-base);
    position: relative;
    overflow: hidden;
    letter-spacing: 0.01em;
    box-shadow: 0 4px 16px -4px rgba(37, 99, 235, 0.5),
    inset 0 1px 0 rgba(255, 255, 255, 0.2);
}

.btn-hero-submit::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.25), transparent);
    transition: left 0.6s ease;
}

.btn-hero-submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px -6px rgba(37, 99, 235, 0.6),
    inset 0 1px 0 rgba(255, 255, 255, 0.2);
}

.btn-hero-submit:hover::before {
    left: 100%;
}

.btn-hero-submit:active {
    transform: translateY(0);
}

.btn-hero-submit svg {
    width: 18px;
    height: 18px;
    transition: transform var(--transition-fast);
}

.btn-hero-submit:hover svg {
    transform: translateX(4px);
}

/* Form Disclaimer - Banking style legal text */
.form-disclaimer {
    font-size: 0.8rem;
    line-height: 1.5;
    color: var(--color-gray-400);
    margin-top: 1.5rem;
    text-align: left;
    letter-spacing: 0.01em;
    margin-bottom: -0.25rem;
}

/* Form Footer Trust Indicators */
.form-footer-trust {
    display: none;
    justify-content: center;
    gap: 1.25rem;
    margin-top: 1.25rem;
}

.form-footer-item {
    display: flex;
    align-items: center;
    gap: 0.375rem;
    font-size: 0.6875rem;
    font-weight: 500;
    color: var(--color-gray-400);
    text-transform: uppercase;
    letter-spacing: 0.03em;
}

.form-footer-item svg {
    width: 14px;
    height: 14px;
    color: var(--color-success);
}

/* Keep legacy btn-primary for other pages */
.btn-primary {
    width: 100%;
    padding: 0.9375rem 1.5rem;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-hover) 100%);
    color: white;
    font-size: 0.9375rem;
    font-weight: 600;
    border: none;
    border-radius: var(--radius-lg);
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    transition: all var(--transition-base);
    position: relative;
    overflow: hidden;
    letter-spacing: 0.01em;
    box-shadow: 0 4px 12px -4px rgba(37, 99, 235, 0.4);
}

.btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
    transition: left 0.5s ease;
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px -8px rgba(37, 99, 235, 0.5);
}

.btn-primary:hover::before {
    left: 100%;
}

.btn-primary:active {
    transform: translateY(0);
}

.btn-primary svg {
    width: 18px;
    height: 18px;
    transition: transform var(--transition-fast);
}

.btn-primary:hover svg {
    transform: translateX(3px);
}

/* Hero mobile layout */
@media (max-width: 1023px) {
    .hero-content {
        text-align: center;
    }

    .hero-description {
        margin-left: auto;
        margin-right: auto;
    }

    .hero-trust-row {
        justify-content: center;
    }

    .hero-headline {
        text-align: center;
    }

    .hero-eyebrow {
        justify-content: center;
    }

    .hero-title {
        align-items: center;
    }

    .hero-title-label {
        text-align: center;
    }

    .hero-title-label br {
        display: none;
    }
}

@media (max-width: 640px) {
    .hero-form-card {
        padding: 1.75rem 1.5rem 1.5rem;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .estimate-value {
        font-size: 1.5rem;
    }

    .form-footer-trust {
        flex-wrap: wrap;
        gap: 0.75rem;
    }

    .hero-trust-row {
        gap: 0.5rem;
    }

    .hero-trust-item {
        padding: 0.4rem 0.7rem;
        font-size: 0.75rem;
    }

    .hero-title-number {
        font-size: clamp(3rem, 15vw, 4rem);
    }

    .hero-title-label {
        font-size: 1.125rem;
    }
}

/* ============================================
   PARTNER LOGOS BAR - Premium Design
   ============================================ */

.partners-bar {
    background: white;
    border-bottom: 1px solid var(--color-gray-100);
    padding: 2.5rem 0;
    position: relative;
}

.partners-bar-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

/* Clean, professional title */
.partners-bar-title {
    display: block;
    font-size: 0.8125rem;
    font-weight: 500;
    color: var(--color-gray-400);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin: 0 auto 2rem;
    text-align: center;
}

.partners-carousel {
    overflow: hidden;
    mask-image: linear-gradient(to right, transparent, black 8%, black 92%, transparent);
    -webkit-mask-image: linear-gradient(to right, transparent, black 8%, black 92%, transparent);
    /* CSS custom property for gap offset calculation */
    --carousel-gap: 3rem;
}

.partners-track {
    display: flex;
    gap: var(--carousel-gap);
    width: max-content;
    /* GPU-accelerated smooth animation */
    animation: partnersScroll 70s linear infinite;
    /* Force GPU layer for smoother animation */
    transform: translate3d(0, 0, 0);
    will-change: transform;
    backface-visibility: hidden;
}

.partners-track:hover {
    animation-play-state: paused;
}

/*
 * Seamless infinite scroll animation
 * The key to seamless looping: translate exactly by the width of the first set
 * Since content is duplicated (23 + 23 logos), -50% moves us to the duplicate set
 * The extra half-gap offset accounts for the gap between the two sets
 */
@keyframes partnersScroll {
    from {
        transform: translate3d(0, 0, 0);
    }
    to {
        transform: translate3d(calc(-50% - var(--carousel-gap) / 2), 0, 0);
    }
}

.partner-logo {
    height: 28px;
    width: auto;
    max-width: 100px;
    object-fit: contain;
    filter: grayscale(100%) brightness(0.4);
    opacity: 0.7;
    transition: filter 0.3s ease, opacity 0.3s ease;
    flex-shrink: 0;
    /* GPU acceleration for each logo */
    transform: translateZ(0);
    backface-visibility: hidden;
}

.partner-logo:hover {
    filter: grayscale(0%) brightness(1);
    opacity: 1;
}

@media (min-width: 640px) {
    .partners-carousel {
        --carousel-gap: 3.5rem;
    }

    .partner-logo {
        height: 32px;
        max-width: 110px;
    }
}

@media (min-width: 768px) {
    .partners-carousel {
        --carousel-gap: 4rem;
    }

    .partner-logo {
        height: 36px;
        max-width: 120px;
    }

    .partners-track {
        gap: 4rem;
    }
}

@media (min-width: 1024px) {
    .partner-logo {
        height: 40px;
        max-width: 130px;
    }

    .partners-track {
        gap: 4.5rem;
    }
}

@media (min-width: 1440px) {
    .partner-logo {
        height: 44px;
        max-width: 140px;
    }

    .partners-track {
        gap: 5rem;
    }
}

/* ============================================
   TRUST BADGES
   ============================================ */

.trust-badges {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    align-items: center;
    gap: 1.5rem;
    margin-top: 3.5rem;
    padding-top: 2.5rem;
    border-top: 1px solid var(--color-gray-200);
}

@media (min-width: 768px) {
    .trust-badges {
        gap: 3rem;
    }
}

.trust-badge-item {
    display: flex;
    align-items: center;
    gap: 0.625rem;
    color: var(--color-gray-600);
    font-size: 0.875rem;
    font-weight: 600;
    padding: 0.5rem 1rem;
    background: white;
    border-radius: var(--radius-full);
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--color-gray-100);
    transition: all var(--transition-base);
}

.trust-badge-item:hover {
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    transform: translateY(-2px);
}

.trust-badge-item svg {
    width: 20px;
    height: 20px;
    color: var(--color-success);
}

/* ============================================
   SECTIONS COMMON
   ============================================ */

.section {
    padding: 5rem 0;
}

@media (min-width: 768px) {
    .section {
        padding: 6rem 0;
    }
}

.section-alt {
    background: var(--color-gray-50);
}

.section-dark {
    background: radial-gradient(ellipse 90% 50% at 50% 0%, rgba(59, 130, 246, 0.12) 0%, transparent 55%),
    radial-gradient(ellipse 70% 45% at 85% 80%, rgba(99, 102, 241, 0.08) 0%, transparent 50%),
    radial-gradient(ellipse 50% 35% at 10% 70%, rgba(16, 185, 129, 0.06) 0%, transparent 45%),
    radial-gradient(circle at 50% 50%, rgba(37, 99, 235, 0.05) 0%, transparent 50%),
    linear-gradient(180deg, #0f172a 0%, #1e293b 30%, #1a2234 60%, #151c28 100%);
    color: white;
    position: relative;
    overflow: hidden;
}

/* Premium grid pattern */
.section-dark::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: linear-gradient(rgba(255, 255, 255, 0.015) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.015) 1px, transparent 1px);
    background-size: 50px 50px;
    mask-image: radial-gradient(ellipse 100% 80% at 50% 50%, black 20%, transparent 80%);
    -webkit-mask-image: radial-gradient(ellipse 100% 80% at 50% 50%, black 20%, transparent 80%);
    pointer-events: none;
}

/* Central ambient glow */
.section-dark::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 100%;
    max-width: 1200px;
    height: 70%;
    background: radial-gradient(ellipse, rgba(59, 130, 246, 0.06) 0%, transparent 55%);
    pointer-events: none;
}

.section-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
    position: relative;
}

.section-header {
    text-align: center;
    max-width: 640px;
    margin: 0 auto 3.5rem;
}

.section-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.4375rem 0.875rem;
    background: rgba(37, 99, 235, 0.06);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    color: var(--color-primary);
    font-size: 0.6875rem;
    font-weight: 600;
    border-radius: var(--radius-full);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 1rem;
    border: 1px solid rgba(37, 99, 235, 0.08);
}

/* Section badge variant for dark backgrounds */
.section-badge-dark {
    background: rgba(59, 130, 246, 0.15);
    color: var(--color-primary-light);
    border-color: rgba(59, 130, 246, 0.25);
}

/* Hero badge for application pages */
.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.5rem 1rem;
    background: rgba(59, 130, 246, 0.15);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    color: var(--color-primary-light);
    font-size: 0.75rem;
    font-weight: 600;
    border-radius: var(--radius-full);
    border: 1px solid rgba(59, 130, 246, 0.25);
}

.hero-badge svg {
    width: 16px;
    height: 16px;
}

/* Trust Bar for application pages */
.trust-bar {
    padding: 1rem 0;
    border-bottom: 1px solid var(--color-gray-200);
}

.trust-bar-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 1.5rem 2.5rem;
}

.trust-bar-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--color-gray-600);
    font-size: 0.875rem;
    font-weight: 500;
}

.trust-bar-item svg {
    width: 20px;
    height: 20px;
    color: var(--color-success);
}

@media (max-width: 640px) {
    .trust-bar-container {
        gap: 0.75rem 1.5rem;
    }

    .trust-bar-item {
        font-size: 0.8125rem;
    }

    .trust-bar-item svg {
        width: 18px;
        height: 18px;
    }
}

.section-title {
    margin-bottom: 0.875rem;
    letter-spacing: -0.02em;
    font-weight: 700;
}

.section-description {
    font-size: 1rem;
    color: var(--color-gray-500);
    line-height: 1.7;
    letter-spacing: 0.01em;
}

.section-dark .section-description {
    color: rgba(255, 255, 255, 0.6);
}

/* ============================================
   HOW IT WORKS - Premium Steps
   ============================================ */

.steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    position: relative;
}

/* Connecting line */
.steps-grid::before {
    content: '';
    position: absolute;
    top: 40px;
    left: calc(16.666% + 48px);
    right: calc(16.666% + 48px);
    height: 2px;
    background: linear-gradient(90deg,
    var(--color-gray-200) 0%,
    var(--color-primary-subtle) 25%,
    var(--color-primary) 50%,
    var(--color-primary-subtle) 75%,
    var(--color-gray-200) 100%);
    z-index: 0;
}

.step-card {
    text-align: center;
    position: relative;
    z-index: 1;
    padding: 0 1rem;
}

/* Step number - Premium glass circular design with icons */
.step-number {
    width: 72px;
    height: 72px;
    background: white;
    border: 1px solid rgba(0, 0, 0, 0.06);
    border-radius: var(--radius-xl);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.25rem;
    color: var(--color-primary);
    position: relative;
    box-shadow: 0 8px 24px -8px rgba(0, 0, 0, 0.08),
    inset 0 1px 0 rgba(255, 255, 255, 1);
    transition: all var(--transition-base);
}

.step-number .step-icon {
    width: 32px;
    height: 32px;
    transition: all var(--transition-base);
}

.step-card:hover .step-number {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-hover) 100%);
    border-color: transparent;
    transform: translateY(-4px);
    box-shadow: 0 12px 28px -8px rgba(37, 99, 235, 0.4),
    inset 0 1px 0 rgba(255, 255, 255, 0.2);
}

.step-card:hover .step-number .step-icon {
    color: white;
}

.step-title {
    font-size: 1.0625rem;
    color: var(--color-navy-900);
    margin-bottom: 0.5rem;
    font-weight: 600;
    letter-spacing: -0.01em;
}

.step-description {
    color: var(--color-gray-500);
    font-size: 0.875rem;
    line-height: 1.6;
    max-width: 260px;
    margin: 0 auto;
    letter-spacing: 0.01em;
}

@media (max-width: 768px) {
    .steps-grid {
        grid-template-columns: 1fr;
        gap: 3rem;
    }

    .steps-grid::before {
        display: none;
    }

    .step-number {
        width: 72px;
        height: 72px;
        font-size: 1.5rem;
    }
}

/* ============================================
   STATISTICS - Animated Cards
   ============================================ */

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.25rem;
}

.stat-card {
    text-align: center;
    padding: 2rem 1.5rem;
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--radius-xl);
    transition: all var(--transition-base);
    position: relative;
    overflow: hidden;
}

.stat-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.08) 0%, transparent 60%);
    opacity: 0;
    transition: opacity var(--transition-base);
}

.stat-card:hover {
    background: rgba(255, 255, 255, 0.06);
    transform: translateY(-4px);
    border-color: rgba(255, 255, 255, 0.1);
}

.stat-card:hover::before {
    opacity: 1;
}

.stat-icon {
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    border-radius: var(--radius-xl);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.25rem;
    position: relative;
    box-shadow: 0 8px 20px -8px rgba(37, 99, 235, 0.5);
}

.stat-icon svg {
    width: 26px;
    height: 26px;
    color: white;
}

.stat-value {
    font-size: 2.25rem;
    font-weight: 800;
    color: white;
    margin-bottom: 0.375rem;
    letter-spacing: -0.02em;
}

.stat-label {
    color: var(--color-gray-400);
    font-size: 0.875rem;
    font-weight: 500;
}

@media (max-width: 1024px) {
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1rem;
    }

    .stat-card {
        padding: 1.5rem 1rem;
    }

    .stat-value {
        font-size: 1.75rem;
    }
}

/* ============================================
   TESTIMONIALS - Premium Cards
   ============================================ */

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.testimonial-card {
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    padding: 1.75rem;
    border-radius: var(--radius-xl);
    box-shadow: 0 4px 16px -4px rgba(0, 0, 0, 0.06),
    inset 0 1px 0 rgba(255, 255, 255, 0.9);
    border: 1px solid rgba(0, 0, 0, 0.04);
    transition: all var(--transition-base);
    position: relative;
}

.testimonial-card::before {
    content: '"';
    position: absolute;
    top: 1.5rem;
    right: 1.5rem;
    font-size: 4rem;
    font-family: Georgia, serif;
    color: var(--color-primary-subtle);
    line-height: 1;
    pointer-events: none;
}

.testimonial-card:hover {
    box-shadow: 0 20px 40px -15px rgba(0, 0, 0, 0.1);
    transform: translateY(-4px);
    border-color: var(--color-primary-subtle);
}

.testimonial-stars {
    display: flex;
    gap: 0.25rem;
    margin-bottom: 1.25rem;
}

.testimonial-stars svg {
    width: 18px;
    height: 18px;
    color: #F59E0B;
    filter: drop-shadow(0 1px 1px rgba(245, 158, 11, 0.3));
}

.testimonial-text {
    font-size: 0.9375rem;
    color: var(--color-gray-600);
    line-height: 1.7;
    margin-bottom: 1.5rem;
    font-style: italic;
    position: relative;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 0.875rem;
    padding-top: 1.25rem;
    border-top: 1px solid var(--color-gray-100);
}

.testimonial-avatar {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 700;
    font-size: 1rem;
    box-shadow: 0 4px 12px -4px rgba(37, 99, 235, 0.4);
}

.testimonial-info .testimonial-name {
    font-size: 0.9375rem;
    color: var(--color-gray-900);
    margin-bottom: 0.125rem;
    font-weight: 700;
}

.testimonial-info p {
    font-size: 0.8125rem;
    color: var(--color-gray-400);
}

@media (max-width: 1024px) {
    .testimonials-grid {
        grid-template-columns: 1fr;
        max-width: 520px;
        margin: 0 auto;
    }
}

/* ============================================
   FAQ ACCORDION - Clean Design
   ============================================ */

.faq-grid {
    max-width: 720px;
    margin: 0 auto;
}

.faq-item {
    background: rgba(255, 255, 255, 0.9);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(0, 0, 0, 0.04);
    border-radius: var(--radius-lg);
    margin-bottom: 0.625rem;
    overflow: hidden;
    transition: all var(--transition-base);
    box-shadow: 0 2px 8px -2px rgba(0, 0, 0, 0.04);
}

.faq-item:hover {
    border-color: rgba(37, 99, 235, 0.15);
    box-shadow: 0 4px 12px -4px rgba(0, 0, 0, 0.08);
}

.faq-item.active {
    border-color: rgba(37, 99, 235, 0.3);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.08),
    0 6px 20px -6px rgba(37, 99, 235, 0.12);
}

.faq-question {
    width: 100%;
    padding: 1.25rem 1.5rem;
    background: transparent;
    border: none;
    text-align: left;
    font-size: 1rem;
    font-weight: 600;
    color: var(--color-navy-900);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    font-family: var(--font-body);
    transition: color var(--transition-fast);
}

.faq-question:hover {
    color: var(--color-primary);
}

.faq-icon {
    width: 24px;
    height: 24px;
    color: var(--color-gray-400);
    transition: all var(--transition-base);
    flex-shrink: 0;
    background: var(--color-gray-100);
    border-radius: 50%;
    padding: 4px;
}

.faq-item.active .faq-icon {
    transform: rotate(180deg);
    color: white;
    background: var(--color-primary);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-slow);
}

.faq-item.active .faq-answer {
    max-height: 400px;
}

.faq-answer-content {
    padding: 0 1.5rem 1.5rem;
    color: var(--color-gray-600);
    font-size: 0.9375rem;
    line-height: 1.7;
}

/* ============================================
   CALCULATOR SECTION
   ============================================ */

.calculator-section {
    background: linear-gradient(180deg, var(--color-gray-50) 0%, white 100%);
}

.calculator-card {
    background: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-radius: var(--radius-xl);
    box-shadow: 0 8px 32px -8px rgba(0, 0, 0, 0.1),
    inset 0 1px 0 rgba(255, 255, 255, 0.9);
    overflow: hidden;
    max-width: 880px;
    margin: 0 auto;
    border: 1px solid rgba(0, 0, 0, 0.04);
}

.calculator-header {
    background: radial-gradient(ellipse 80% 100% at 30% 50%, rgba(59, 130, 246, 0.12) 0%, transparent 50%),
    linear-gradient(135deg, #1a2332 0%, #151c28 100%);
    padding: 2rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.calculator-header::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(rgba(255, 255, 255, 0.02) 1px, transparent 1px);
    background-size: 16px 16px;
    pointer-events: none;
}

.calculator-header h3 {
    color: white;
    font-size: 1.375rem;
    margin-bottom: 0.5rem;
    position: relative;
}

.calculator-header p {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9375rem;
    position: relative;
}

.calculator-body {
    padding: 2rem;
}

.calculator-inputs {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
    margin-bottom: 1.5rem;
}

.calculator-input-group label {
    display: block;
    font-weight: 700;
    font-size: 0.8125rem;
    color: var(--color-navy-800);
    margin-bottom: 0.625rem;
}

.calculator-input-group input,
.calculator-input-group select {
    width: 100%;
    padding: 0.875rem 1rem;
    border: 2px solid var(--color-gray-200);
    border-radius: var(--radius-xl);
    font-size: 1rem;
    font-weight: 600;
    transition: all var(--transition-fast);
}

.calculator-input-group input:focus,
.calculator-input-group select:focus {
    outline: none;
    border-color: var(--color-primary);
    box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.1);
}

.calculator-result {
    background: linear-gradient(135deg, var(--color-gray-50) 0%, white 100%);
    border-radius: var(--radius-xl);
    padding: 1.75rem;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    border: 1px solid var(--color-gray-200);
}

.result-item {
    text-align: center;
}

.result-label {
    font-size: 0.8125rem;
    color: var(--color-gray-500);
    margin-bottom: 0.5rem;
    font-weight: 500;
}

.result-value {
    font-size: 2rem;
    font-weight: 800;
    color: var(--color-navy-900);
    letter-spacing: -0.02em;
}

.result-value.savings {
    color: var(--color-success);
}

@media (max-width: 768px) {
    .calculator-inputs {
        grid-template-columns: 1fr;
    }

    .calculator-result {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
}

/* ============================================
   SECURITY SECTION - Premium Trust Indicators
   ============================================ */

.security-section {
    background: linear-gradient(180deg, var(--color-gray-50) 0%, white 50%, var(--color-gray-50) 100%);
    position: relative;
    overflow: hidden;
}

/* Subtle ambient glow */
.security-section::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 100%;
    max-width: 800px;
    height: 60%;
    background: radial-gradient(ellipse, rgba(37, 99, 235, 0.04) 0%, transparent 60%);
    pointer-events: none;
}

.security-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
}

.security-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 2rem 1.5rem;
    position: relative;
    transition: all var(--transition-base);
}

/* Subtle dividers between items */
.security-item:not(:last-child)::after {
    content: '';
    position: absolute;
    right: 0;
    top: 20%;
    bottom: 20%;
    width: 1px;
    background: linear-gradient(180deg, transparent 0%, var(--color-gray-200) 50%, transparent 100%);
}

.security-item:hover {
    background: rgba(37, 99, 235, 0.02);
}

.security-icon {
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    border-radius: var(--radius-xl);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.25rem;
    box-shadow: 0 8px 24px -8px rgba(37, 99, 235, 0.4),
    inset 0 1px 0 rgba(255, 255, 255, 0.2);
    transition: all var(--transition-base);
}

.security-item:hover .security-icon {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px -8px rgba(37, 99, 235, 0.5),
    inset 0 1px 0 rgba(255, 255, 255, 0.2);
}

.security-icon svg {
    width: 26px;
    height: 26px;
    color: white;
}

.security-title {
    font-weight: 700;
    font-size: 1rem;
    color: var(--color-navy-900);
    margin-bottom: 0.5rem;
    letter-spacing: -0.01em;
}

.security-text {
    font-size: 0.875rem;
    color: var(--color-gray-500);
    line-height: 1.6;
    max-width: 200px;
}

@media (max-width: 768px) {
    .security-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .security-item:nth-child(2)::after {
        display: none;
    }

    .security-item:nth-child(1)::after,
    .security-item:nth-child(3)::after {
        right: 0;
    }
}

@media (max-width: 480px) {
    .security-grid {
        grid-template-columns: 1fr;
    }

    .security-item::after {
        display: none;
    }

    .security-item:not(:last-child) {
        border-bottom: 1px solid var(--color-gray-100);
        padding-bottom: 1.5rem;
        margin-bottom: 0.5rem;
    }
}

/* ============================================
   CTA SECTION
   ============================================ */

.cta-section {
    background: radial-gradient(ellipse 80% 60% at 50% 50%, rgba(59, 130, 246, 0.1) 0%, transparent 50%),
    radial-gradient(ellipse 50% 40% at 20% 80%, rgba(16, 185, 129, 0.06) 0%, transparent 50%),
    linear-gradient(180deg, #151c28 0%, #111827 100%);
    position: relative;
    overflow: hidden;
}

/* Subtle pattern */
.cta-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(rgba(255, 255, 255, 0.02) 1px, transparent 1px);
    background-size: 20px 20px;
    pointer-events: none;
}

/* Central glow */
.cta-section::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 600px;
    height: 400px;
    background: radial-gradient(ellipse, rgba(37, 99, 235, 0.12) 0%, transparent 60%);
    pointer-events: none;
}

.cta-container {
    max-width: 680px;
    margin: 0 auto;
    text-align: center;
    position: relative;
    z-index: 1;
}

.cta-title {
    color: white;
    margin-bottom: 1rem;
    letter-spacing: -0.02em;
}

.cta-description {
    color: var(--color-gray-400);
    font-size: 1.0625rem;
    margin-bottom: 2rem;
    line-height: 1.7;
}

.cta-button {
    display: inline-flex;
    align-items: center;
    gap: 0.625rem;
    padding: 1rem 2rem;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    color: var(--color-navy-900);
    font-size: 1rem;
    font-weight: 700;
    border-radius: var(--radius-full);
    border: 1px solid rgba(255, 255, 255, 0.5);
    transition: all var(--transition-base);
    box-shadow: 0 8px 24px -8px rgba(0, 0, 0, 0.2),
    inset 0 1px 0 rgba(255, 255, 255, 1);
}

.cta-button:hover {
    color: var(--color-navy-900);
    background: white;
    transform: translateY(-3px) scale(1.02);
    box-shadow: 0 12px 32px -8px rgba(0, 0, 0, 0.25),
    inset 0 1px 0 rgba(255, 255, 255, 1);
}

.cta-button svg {
    width: 18px;
    height: 18px;
    transition: transform var(--transition-fast);
}

.cta-button:hover svg {
    transform: translateX(4px);
}

/* ============================================
   FOOTER
   ============================================ */

.footer {
    background: linear-gradient(180deg, #111827 0%, #0c1220 100%);
    color: #b4bcc8;
    padding: 3.5rem 0 0;
}

.footer-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 2.5rem;
    padding-bottom: 2.5rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-brand p {
    margin-top: 1.25rem;
    line-height: 1.7;
    font-size: 0.9375rem;
    color: #b4bcc8;
}

.footer-heading {
    color: white;
    font-size: 0.875rem;
    font-weight: 700;
    margin-bottom: 1.25rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 0.75rem;
}

.footer-links a {
    color: #c8cdd8;
    font-size: 0.9375rem;
    transition: all var(--transition-fast);
    display: inline-flex;
    align-items: center;
}

.footer-links a:hover {
    color: white;
    transform: translateX(4px);
}

.footer-contact p {
    margin-bottom: 0.5rem;
    font-size: 0.9375rem;
    color: #b4bcc8;
}

.footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.5rem 0;
    font-size: 0.8125rem;
    color: #b4bcc8;
}

.footer-legal {
    display: flex;
    gap: 2rem;
}

.footer-legal a {
    color: #c8cdd8;
    transition: color var(--transition-fast);
}

.footer-legal a:hover {
    color: white;
}

.footer-disclaimer {
    background: rgba(255, 255, 255, 0.04);
    padding: 1.5rem;
    margin-top: 2rem;
    border-radius: var(--radius-xl);
    font-size: 0.8125rem;
    line-height: 1.7;
    color: #b4bcc8;
    border: 1px solid rgba(255, 255, 255, 0.08);
}

@media (max-width: 1024px) {
    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .footer-bottom {
        flex-direction: column;
        gap: 1rem;
        text-align: center;
    }
}

/* ============================================
   UTILITIES
   ============================================ */

.text-center {
    text-align: center;
}

.text-left {
    text-align: left;
}

.text-right {
    text-align: right;
}

.hidden {
    display: none !important;
}

.visible {
    display: block;
}

/* Remove AOS animations */
[data-aos] {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
}

/* ============================================
   SCROLL-TRIGGERED ANIMATIONS
   ============================================ */

.section-header,
.step-card,
.stat-card,
.testimonial-card,
.faq-item,
.security-item {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}

body.loaded .section-header,
body.loaded .step-card,
body.loaded .stat-card,
body.loaded .testimonial-card,
body.loaded .faq-item,
body.loaded .security-item {
    opacity: 1;
    transform: translateY(0);
}

/* Staggered animations for grid items */
body.loaded .step-card:nth-child(1) {
    transition-delay: 0.1s;
}

body.loaded .step-card:nth-child(2) {
    transition-delay: 0.2s;
}

body.loaded .step-card:nth-child(3) {
    transition-delay: 0.3s;
}

body.loaded .stat-card:nth-child(1) {
    transition-delay: 0.1s;
}

body.loaded .stat-card:nth-child(2) {
    transition-delay: 0.2s;
}

body.loaded .stat-card:nth-child(3) {
    transition-delay: 0.3s;
}

body.loaded .stat-card:nth-child(4) {
    transition-delay: 0.4s;
}

body.loaded .testimonial-card:nth-child(1) {
    transition-delay: 0.1s;
}

body.loaded .testimonial-card:nth-child(2) {
    transition-delay: 0.2s;
}

body.loaded .testimonial-card:nth-child(3) {
    transition-delay: 0.3s;
}

body.loaded .security-item:nth-child(1) {
    transition-delay: 0.1s;
}

body.loaded .security-item:nth-child(2) {
    transition-delay: 0.15s;
}

body.loaded .security-item:nth-child(3) {
    transition-delay: 0.2s;
}

body.loaded .security-item:nth-child(4) {
    transition-delay: 0.25s;
}

/* ============================================
   FOCUS STATES (Accessibility)
   ============================================ */

.btn-primary:focus-visible,
.btn-hero-submit:focus-visible,
.nav-cta:focus-visible,
.cta-button:focus-visible {
    outline: 2px solid var(--color-primary);
    outline-offset: 2px;
}

.form-input:focus-visible,
.form-select:focus-visible,
.form-checkbox:focus-visible {
    outline: none;
}

.nav-link:focus-visible {
    outline: 2px solid var(--color-primary);
    outline-offset: 2px;
    border-radius: var(--radius-lg);
}

/* ============================================
   SELECTION STYLING
   ============================================ */

::selection {
    background: var(--color-primary);
    color: white;
}

::-moz-selection {
    background: var(--color-primary);
    color: white;
}

/* ============================================
   LARGE SCREENS (1440px+)
   ============================================ */

@media (min-width: 1440px) {
    .section-container,
    .nav-container,
    .footer-container {
        max-width: 1320px;
    }

    .hero-container {
        max-width: 1400px;
    }

    .hero-title-number {
        font-size: 7rem;
    }

    .hero-title-label {
        font-size: 2rem;
    }

    .hero-description {
        font-size: 1.125rem;
        max-width: 520px;
    }

    .section-title {
        font-size: 2.5rem;
    }

    .section-description {
        font-size: 1.125rem;
    }

    .hero-form-card {
        padding: 2.25rem;
    }

    .form-title {
        font-size: 2rem;
    }

    .step-title {
        font-size: 1.25rem;
    }

    .step-description {
        font-size: 1rem;
    }

    .stat-value {
        font-size: 2.75rem;
    }

    .testimonial-text {
        font-size: 1rem;
    }

    .estimate-value {
        font-size: 2rem;
    }

    .hero-trust-item {
        font-size: 0.875rem;
        padding: 0.5rem 1rem;
    }
}

@media (min-width: 1920px) {
    .section-container,
    .nav-container,
    .footer-container {
        max-width: 1440px;
    }

    .hero-container {
        max-width: 1440px;
    }

    .hero {
        padding: 140px 0 80px;
    }

    .hero-title-number {
        font-size: 8rem;
    }

    .hero-title-label {
        font-size: 2.25rem;
    }

    .hero-description {
        font-size: 1.1875rem;
        max-width: 560px;
    }

    .section {
        padding: 7rem 0;
    }

    .section-title {
        font-size: 2.75rem;
    }

    .hero-form-card {
        padding: 2.5rem;
    }

    .form-input,
    .form-select {
        padding: 1rem 1rem 1rem 3.25rem;
        font-size: 1.0625rem;
    }

    .btn-hero-submit {
        padding: 1.125rem 2rem;
        font-size: 1.0625rem;
    }

    .btn-primary {
        padding: 1.125rem 2rem;
        font-size: 1.0625rem;
    }
}

/* ============================================
   INFO BUTTON & SAVINGS MODAL
   ============================================ */

/* Info Button */
.info-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 18px;
    height: 18px;
    padding: 0;
    background: transparent;
    border: none;
    cursor: pointer;
    color: var(--color-success);
    opacity: 0.7;
    transition: all var(--transition-fast);
    vertical-align: middle;
    margin-top: -2px;
}

.info-btn:hover {
    opacity: 1;
    transform: scale(1.1);
}

.info-btn svg {
    width: 16px;
    height: 16px;
}

/* Modal Overlay */
.modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.6);
    backdrop-filter: blur(4px);
    -webkit-backdrop-filter: blur(4px);
    z-index: 10000;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1rem;
    opacity: 0;
    visibility: hidden;
    transition: all var(--transition-base);
}

.modal-overlay.active {
    opacity: 1;
    visibility: visible;
}

/* Modal Container */
.modal-container {
    background: white;
    border-radius: var(--radius-2xl);
    max-width: 560px;
    width: 100%;
    max-height: 90vh;
    overflow: hidden;
    position: relative;
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
    transform: scale(0.95) translateY(10px);
    transition: transform var(--transition-base);
    display: flex;
    flex-direction: column;
}

.modal-overlay.active .modal-container {
    transform: scale(1) translateY(0);
}

/* Modal Close Button */
.modal-close {
    position: absolute;
    top: 1rem;
    right: 1rem;
    width: 36px;
    height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--color-gray-100);
    border: none;
    border-radius: var(--radius-full);
    cursor: pointer;
    color: var(--color-gray-500);
    transition: all var(--transition-fast);
    z-index: 1;
}

.modal-close:hover {
    background: var(--color-gray-200);
    color: var(--color-gray-700);
}

.modal-close svg {
    width: 20px;
    height: 20px;
}

/* Modal Header */
.modal-header {
    padding: 2rem 2rem 1rem;
    text-align: center;
}

.modal-icon {
    width: 56px;
    height: 56px;
    margin: 0 auto 1rem;
    background: linear-gradient(135deg, var(--color-primary-light) 0%, var(--color-primary) 100%);
    border-radius: var(--radius-xl);
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
}

.modal-icon svg {
    width: 28px;
    height: 28px;
}

.modal-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--color-navy-900);
    margin: 0;
}

/* Modal Body */
.modal-body {
    padding: 0 2rem 1.5rem;
    overflow-y: auto;
    flex: 1;
}

.modal-intro {
    font-size: 1rem;
    color: var(--color-gray-600);
    line-height: 1.6;
    margin-bottom: 1.5rem;
}

.modal-section {
    margin-bottom: 1.5rem;
}

.modal-section h4 {
    font-size: 1rem;
    font-weight: 600;
    color: var(--color-navy-900);
    margin-bottom: 0.75rem;
}

.modal-section p {
    font-size: 0.9375rem;
    color: var(--color-gray-600);
    line-height: 1.6;
    margin-bottom: 0.5rem;
}

.modal-section ul {
    margin: 0.75rem 0;
    padding-left: 1.25rem;
}

.modal-section li {
    font-size: 0.9375rem;
    color: var(--color-gray-600);
    line-height: 1.6;
    margin-bottom: 0.5rem;
}

.modal-section li strong {
    color: var(--color-navy-900);
}

/* Example Box */
.modal-example {
    background: var(--color-gray-50);
    border-radius: var(--radius-lg);
    padding: 1.25rem;
    margin-top: 0.75rem;
}

.modal-example > p:first-child {
    font-size: 0.875rem;
    color: var(--color-gray-500);
    margin-bottom: 1rem;
}

.modal-comparison {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.comparison-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.75rem 1rem;
    border-radius: var(--radius-md);
    font-size: 0.875rem;
}

.comparison-item.negative {
    background: rgba(239, 68, 68, 0.1);
    border: 1px solid rgba(239, 68, 68, 0.2);
}

.comparison-item.positive {
    background: rgba(16, 185, 129, 0.1);
    border: 1px solid rgba(16, 185, 129, 0.2);
}

.comparison-label {
    font-weight: 500;
    color: var(--color-gray-700);
}

.comparison-item.negative .comparison-value {
    color: #dc2626;
    font-weight: 600;
}

.comparison-item.positive .comparison-value {
    color: #059669;
    font-weight: 600;
}

.comparison-result {
    text-align: center;
    font-size: 1rem;
    color: var(--color-success);
    font-weight: 600;
    margin: 0;
    padding-top: 0.5rem;
    border-top: 1px dashed var(--color-gray-300);
}

/* Disclaimer */
.modal-disclaimer {
    display: flex;
    gap: 0.75rem;
    padding: 1rem;
    background: rgba(251, 191, 36, 0.1);
    border: 1px solid rgba(251, 191, 36, 0.3);
    border-radius: var(--radius-lg);
}

.modal-disclaimer svg {
    flex-shrink: 0;
    width: 20px;
    height: 20px;
    color: #d97706;
    margin-top: 2px;
}

.modal-disclaimer p {
    font-size: 0.8125rem;
    color: var(--color-gray-600);
    line-height: 1.5;
    margin: 0;
}

.modal-disclaimer strong {
    color: var(--color-gray-700);
}

/* Modal Footer */
.modal-footer {
    padding: 1rem 2rem 2rem;
    text-align: center;
}

.modal-btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.875rem 2.5rem;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-hover) 100%);
    color: white;
    font-size: 1rem;
    font-weight: 600;
    border: none;
    border-radius: var(--radius-full);
    cursor: pointer;
    transition: all var(--transition-fast);
    box-shadow: 0 4px 14px -3px rgba(37, 99, 235, 0.4);
}

.modal-btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px -3px rgba(37, 99, 235, 0.5);
}

/* Mobile adjustments */
@media (max-width: 640px) {
    .modal-container {
        max-height: 85vh;
    }

    .modal-header {
        padding: 1.5rem 1.5rem 1rem;
    }

    .modal-body {
        padding: 0 1.5rem 1.25rem;
    }

    .modal-footer {
        padding: 1rem 1.5rem 1.5rem;
    }

    .modal-title {
        font-size: 1.25rem;
    }

    .comparison-item {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.25rem;
    }
}